Milk Money is a 1994 comedy-drama film directed by Richard Benjamin and starring Melanie Griffith, Ed Harris, and Michael Patrick Carter.
The story begins with three young boys: Frank, Brad, and Kevin, who want to see a naked woman for the first time. They pool their money and go to the city where they meet V, a prostitute. V takes pity on the boys and agrees to strip for them in a hotel room.
After the strip show, V drops the boys off at a convenience store but gets into trouble with a mobster named Waltzer, who threatens to harm her if she doesn't pay him back for some debt. V escapes and heads to the suburbs, thinking it's the perfect place to hide.
Meanwhile, the boys track her down in the suburbs and befriend her. They learn more about her life and decide to help her out by finding her a safe place to stay. They also plan to raise the money to pay off her debt.
One of the boys, Frank, has a crush on a widow named Tom, who lives across the street from him. Frank thinks that Tom is lonely and needs a man in her life, so he introduces her to V. Tom, who is unaware of V's profession, is initially suspicious of her, but she eventually starts to warm up to her.
As V spends more time with Tom and her son, she begins to fall in love with Tom. However, she is afraid to reveal her true profession to Tom because she fears he will reject her.
The movie takes on a poignant note as it explores themes of love, loss, and redemption. The characters learn to trust each other and help one another overcome their past traumas. The film ends on a hopeful note as V and Tom begin to build a future together.